At Select and Switch, we aim to provide you with access to the best car loan offers on the market, saving you both time and money. We’ve partnered with CarClarity, Australia’s most trusted car loan platform, using smart technology to help you compare low-rate finance offers from over 40 lenders and 1,000 loan options.
Whether you’re looking for a new car loan, used car loan, or business car loan, our platform will find you great rates in just 60 seconds.
We do not compare all brands, plans, or products in the market, or all plans or products offered by all brands. At times the availability of plans and offers may change, and some brands and/or products may not be available or offered to you. Some products and special offers may only be available from our call centre or website – please call us to see if you are eligible.
Car financing can be confusing, but with Select and Switch, it’s simple. Our platform compares over 1,000 loan products from 40+ lenders, giving you options tailored to your personal circumstances. Get your top 3 loan matches in 60 seconds without affecting your credit score.
Our experienced car loan experts will guide you through the entire financing process, helping you secure the best rates from Australia’s top lenders. From application to approval, we're here to make the process seamless.
With our easy-to-use online application, you can find and apply for a low-rate car loan in just minutes. Get approved in as little as 24 hours and start driving your new or used car sooner.
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The amount you can borrow depends on factors like your credit score, income, and the lender’s criteria. Use our platform to find the best loan matches based on your financial situation.
Simply enter your details into our comparison tool, and in 60 seconds, you’ll see top loan options. Once you find a match, you can apply online, and our team will guide you through the approval process.
Some lenders may require a deposit, while others offer 100% financing options. The size of the deposit can impact your loan amount and interest rate, but our experts will help find the best option for you.
Interest rates vary based on your credit score, loan amount, and whether the car is for personal or business use. Rates can fluctuate, so it’s important to check both the comparison rate and interest rate before applying. We’ll match you with the best rates based on your situation.
A balloon payment is a larger, one-time payment due at the end of the loan term. This option can lower your monthly payments but will require a larger final payment.
A secured car loan uses the car as collateral, which usually results in lower interest rates compared to unsecured loans. If you default on the loan, the lender can repossess the car to recover their losses.
The comparison rate includes both the interest rate and any associated fees, providing a more accurate reflection of the true cost of the loan over time.
Yes! If you want to reduce your repayments or get better terms, refinancing could be the right option. Compare refinance rates with our tool and apply online if you like the savings.
With Select and Switch, approval can take as little as 24 hours after applying, depending on the lender and your personal circumstances.
Our platform performs a soft check, which won’t impact your credit score when you compare rates. Only when you proceed with a full application will a hard inquiry be made.
Whether you’re buying a new car, refinancing, or seeking a business loan, Select and Switch makes the car loan process fast and easy. Compare the best rates in 60 seconds and get approved in as little as 24 hours.
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